Dave Pear's Blog

UPDATED JAN. 1, 2011 WITH VIDEO CLIP BELOW:

It’s been nearly 3 years since Dave and I first ventured into blogging about professional football and what actually happens behind the scenes in the lives of those men who have played the game once they leave that field for the last time. Dave’s been at this for over 30 years since being sidelined after Superbowl XV in 1980 with a broken neck and subsequently denied his disability benefits several times – even in spite of the NFL’s own doctor declaring him to be 80%+ disabled in 1995.

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Washington State Governor Chris Gregoire just signed the nation’s most comprehensive return-to-play concussion law for high school sports. The law was named for Zackery Lystedt, a 16-year old high school football player who went back to play following a concussion and subsequently suffered a life-threatening brain injury. All athletes under the age of 18 will now need a licensed health care provider’s approval before being allowed to return to the game after a concussion. The law will also require each of the state’s school districts to work with the Washington Interscholastic Activities Association to develop standards for educating parents, players and coaches of the dangers of concussions and head injuries. (Zackery finally is only partially recovered after over a year of rehab.*)

Hopefully, this will be the beginning of a broader acknowledgment of the long-term effects of concussions and brain injuries from sports in general and football in particular. The NFL has spent much time and money burying their study results for their own ends, including their actuarial numbers which a subsidiary of insurance giant AON has reputedly been conducting for years. Of course, Directors and Officers of AON have also been owners of the Chicago Bears for decades… (Read our earlier posts HERE and HERE or you can simply do a search for Aon on our blog by typing it into the search bar at the top of this website.)

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Over the summer, the NFLPA offered a 4-month window for retired disabled players to apply or re-apply for their benefits. As many of you know, I was eventually approved for Inactive T&P (Total & Permanent) Disability benefits (but not Football Degenerative T&P benefits). We’re still continuing to file our objections to the Review Board over my original disqualification since 1983. (You can read more about this by clicking HERE and HERE.)

After a lot of foot-dragging, NFLPA Benefits Director, Paul Scott, finally sent me a letter alluding to a “Death Benefit” that many of us had apparently signed up for years ago when we took retirement. This benefit is supposed to provide those meager benefits to our surviving spouses when we die. (Read Paul Scott’s letter to me HERE.) But in spite of years and years of taking unitemized deductions for this “benefit” and even going as far as to hire AON to work out the actuarial factors for each of the players, I can’t seem to find anyone who has so much as looked at a policy or document that spells out the terms of this “benefit.”

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After weeks of wrangling and pestering the Commissioner and everyone else who will listen, my attorney, John Hogan, finally got a letter from Paul Scott regarding the deductions taken from my monthly disability check. (Click on an image to enlarge it for easier reading.)

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