Dave Pear's Blog

Some of you have already received your first letter from the NFL/NFLPA Benefits Office. The letter appears to be a standard letter that declares how your funds will be paid out by the Bert Bell/Pete Rozelle NFL Players Retirement Plan. (Thanks to John Griffin for getting a copy of his letter to us so quickly!)
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Attorney John Hogan was gracious enough to do a quick review:
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“I don’t see any release or anything suspicious here.  Just make sure that you answer all the questions honestly and accurately.”
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We’ve uploaded a copy of the 2-page form to Scribd for easy viewing and to make it downloadable for printing. You can also click the Enlarge icon in the center of the menu at the bottom of the viewing screen to go Full Screen for easier reading (and just hit the ESC key to close):
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NFL/NFLPA Legacy Fund Benefits Letter
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EDITOR’S NOTE: Several weeks back, the NFLPA put out a request to local chapters for three questions to send along to their big meeting in Washington DC. Disability Attorney John Hogan actually had a few questions to point out in the new CBA. John also has some observations from a recent case that was “approved” by the Disability Board:
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1. The CBA contains some significant changes in disability – specifically, there will no longer be a requirement to show that your disability is ALL football-related. Why weren’t these changes made retroactive so that guys who are disabled but denied football degenerative might be able to get a better deal?
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Over the past couple of weeks, absolutely nothing of any serious significance or substance out of the NFLPA regarding retired players pensions especially that new Legacy Fund, other than a lot of the same chest-thumping and empty rhetoric that everyone has been hearing since the lockout ended late this summer. It would certainly seem like the lawyers have taken over once again and put out that Say Nothing Memo.
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There was a meeting of the Seattle Chapter (probably much like other chapter meetings across the country) where the usual 8 members – out of approximately 48 NFLPA members listed in the Seattle area – showed up and voted on a few things that we’re sure will make a huge difference to all retirees: The meeting introduced some Business Opportunities (Hair Products!), the Touchdowns for Homes Programs, as well as some discussion on the School of Legends program. We also finally have some backhanded acknowledgment from the NFLPA HQ about loss of hearing from football (a shiny new discount hearing aid program!).
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NFLPA 2012 Florida Convention

The NFLPA just announced their 2012 convention to be held once again at the Marco Island Marriott in Florida next March. Retired players are also invited to actually mingle with active players for $250 a night! Lots of golf, fine dining and everything else… except talking about the real issues that retired players actually need to have addressed.
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So with all the lawyers that work over at the NFLPA, it seems that the only thing that gets their attention is another good lawsuit. Today, the attorneys in the earlier Eller suit – Hausfeld LLP, Zelle Hofmann, Arthur N. Bailey & Associates, Coburn & Greenbaum – filed another class action suit on behalf of retired players against the NFLPA, DeMaurice Smith, Tom Brady and Mike Vrabel. The new suit includes a new list of players – Dave is included as one of the named plaintiffs – along with an additional list of key issues that the PA will need to address.
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We’ve uploaded a copy of the new 44-page Lawsuit to Scribd for easy viewing and to make it downloadable for printing. You can also click the Enlarge icon in the center of the menu at the bottom of the viewing screen to go Full Screen for easier reading (and just hit the ESC key to close):
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Gault McElhenney Brown Et Al v NFLPA
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In our last post - click HERE if you’d like to read it again – we posted an exchange of e-mails from Bob Kuechenberg with questions on the current CBA, the Legacy Fund and benefits in general for retired players (particularly the pre-93ers). For weeks, those within the NFLPA have been stonewalling retirees with vague answers as well as pointing the finger at others to lay blame for lack of any clarity on what and how retired players will be receiving “new” benefits. One thing the PA has shown consistency with has always been, “We know what’s best for retired players and you’ll get what’s left AFTER we’ve already carved up the pie for the active players. And by the way – no one can talk about this stuff at local chapter meetings because it’s too negative and divisive!”
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What’s worse: The NFLPA was invited to the table for a real opportunity to sit down with the Commissioner and representatives of the retired players in September because “they were being sued by the retired players” so they couldn’t show up. Never mind that Nolan Harrison III and Jim McFarland were invited – AND attended – the first meeting and subsequent conference calls with the largest unified collective of retired players representatives to have ever assembled for one goal: To take charge of their own pension and disability benefits. And never mind that the non-Union (decertified) individuals and the League were also subsequently sued by retired players at that time. (EDITOR’S NOTE: To Jim McFarland’s credit, he’s been the only man on the inside who’s been speaking up on the real issues relevant to retired players but of course, no one seems to be listening to him and he has absolutely NO vote.)
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EDITOR’S NOTE: We just received an update from disability attorney John Hogan on another of his recent disability applications on behalf of another retired football player. He also included a copy of the Disability Board’s short 3-page boilerplate ruling.
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Attached is a recent decision I received from the Bell/Rozelle NFL Player Retirement Plan’s Disability Initial Claims Committee (DICC) finding that a former player was entitled to Inactive Benefits. (It was filed prior to Sept. 1st, so the new CBA rules do not apply and we are seeking Football Degenerative benefits.) continue reading »

Duerson Apparently Did Not Review Andrew Stewart NFL Disability Claim

Posted with the express consent of Irv Muchnick:
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Published September 10th, 2011
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On August 16, FoxSports.com’s Alex Marvez broke the story of a lawsuit against the National Football League’s Bert Bell/Pete Rozelle Retirement Plan, in federal court in Maryland, by retired player Andrew Stewart. I discussed the case on my Concussion Blog – click HERE.
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The premise of Marvez’s piece aligned with an important investigative angle of this blog: that the Stewart suit might reveal more about the work on the disability claims review board of Dave Duerson. But it turns out that, while Stewart’s attorneys have made a lot of progress in getting scrutiny in open court of the board’s inner workings – a very good thing – Duerson himself did not participate in the deliberations of Stewart’s particular case in August of last year.
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The three NFL Players Association representatives on the board for Stewart’s review were Andre Collins, Robert Smith, and Jeff Van Note. “I do not know why Duerson was not on the Board that day,” Stewart attorney Michael Rosenthal e-mailed me.
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According to John Hogan, who represents many retired players from his disability law practice in Georgia, retirement board members occasionally designate others as proxies, and that is probably what happened here. The whole process is mysterious and secretive, which is why we need the drip-drip-drip of additional cases to break down the NFL and NFLPA’s limestone wall. (The judge in the Stewart case has set a trial date, though he has not yet ruled on whether to permit live testimony. But the court seems to be leaning that way.)
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As I’ve said many times, perhaps the most tumultuous litigation for the football-concussion system isn’t by professionals. Rather, it involves youth athletes and the financial exposure of public schools for disabling injury and wrongful death. Without tackle football mania at the grassroots, the $10-billion-a-year NFL cannot recruit, inculcate, and thrive. We already know of one lawsuit in New Jersey by the family of a kid who died from a second concussion after being cleared to return to play – with the help of NFL and World Wrestling Entertainment witch doctor Joseph Maroon’s “ImPACT concussion management” software.
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Irvin Muchnick is author of CHRIS & NANCY: The True Story of the Benoit Murder-Suicide and Pro Wrestling’s Cocktail of Death (2009) and WRESTLING BABYLON: Piledriving Tales of Drugs, Sex, Death, and Scandal (2007). He is a widely published magazine journalist and has appeared on forums as diverse as Fox News’ “O’Reilly Factor,” National Public Radio’s “Fresh Air with Terry Gross,” and ESPN’s “Up Close.” Muchnick is lead respondent in the landmark U.S. Supreme Court case for freelance writers’ rights, Reed Elsevier v. Muchnick.
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BeyondChron contributor Irvin Muchnick has launched his new website and blog “Concussion Inc.”. You can also find Irv on Twitter at http://twitter.com/irvmuch.
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Guys,
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A few comments from the notes I took down during the Santa Clara Law Sports Law Symposium:
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I was able to catch De alone for a few minutes outside at the coffee urn. He acted like he didn’t know who I was. Maybe he doesn’t??? In any event, I told him that I would really appreciate the opportunity to sit down with him and discuss disability. He told me to send him an e-mail!
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I received compliments from at least two guys who were amazed that I could hold my tongue during my presentation! I did directly ask him one question in my presentation – and he never answered it. It was about the new neuro-cognitive benefit – which I think is more PR or window dressing than a measure which will actually help any retired players.
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I thought he was taking down a lot of notes during my brief presentation – in fact, one of the audience members said that he was. However, when I looked over at him after I was finished, all I saw on the paper were doodles!
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De was the keynote speaker before our panel – the topic was concussions. However, other than saying that concussions were the NFL’s most significant health issue in the past five years, he did not speak at all about concussions. Rather, he said, “We need a broader discussion on health issues…(including) diabetes and heart disease… (as well as obesity).”
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One former player said that his talk was more like a commencement address, as it was filled with generalities and platitudes: “Our proper goal should be what is right and what is fair.” (Duh!) He also said to be, “…radical in your thoughts, unyielding in your criticism, with the goal of seeking justice.”
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Someone in the audience called out “My cow died!”
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De continued, unfazed, until the guy yelled out again “My cow died!”
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Somewhat rattled, De asked “What do you mean?” To which the heckler replied “I don’t need your bull anymore!”
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Now I can Dig That!
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Not a word about retired players. Not a word about the Legacy fund. Most unfortuately, there was no time for questions and De made a dash for the door with Delvin Williams and Irv Muchnick trying to ask him questions.
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Well, at least he showed up…
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John Hogan
Disability Attorney & Retired Players Advocate
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EDITOR’S NOTE: Thursday Evening – Irv Muchnick was one of the journalists attending the symposium and provides some notes about confronting DeMaurice Smith on Dave Duerson’s votes while on the Disability Board. Read his post by clicking HERE.
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Will wonders never cease? NFLPA Executive Director DeMaurice Smith actually showed up this year for the Second Annual Santa Clara Law Sports Law Symposium. (Hey – we always gotta give credit where it’s due!) If you’ll recall, Smith was a very prominent no-show at last year’s symposium, citing “personal reasons” for not appearing. Disability attorney John Hogan is there again this year, along with retired players’ attorneys, Michael Hausfeld and Shawn Stuckey. Apparently, De Smith is the keynote speaker on sports concussions and John Hogan and Shawn Stuckey will be two of the panelists. Hall-of-Famer Jim Brown is the Special Guest this year. Click HERE to visit their site and look over the speaker list.
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John has also provided us with an advance copy of his symposium White Paper: Concussions, Brain Injury and NFL Disability. This 23-page document is one of the best encapsulated overviews on brain injuries and how the NFL and the NFLPA is dealing (or not) with the long-term effects of concussions and the subsequent long-term needs of its former employees. This is a must-read for everyone.
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We’ve just uploaded a full copy of John Hogan’s document to Scribd for easy viewing and to make it downloadable for printing. You can also click the Enlarge icon in the center of the menu at the bottom of the viewing screen to go Full Screen for easier reading (just hit the ESC key to close):
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John Hogan Santa Clara Sports Law Symposium Paper
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EDITOR’S NOTE: Disability Attorney John Hogan is in flight on his way once again to the Second Annual Sports Law Symposium being held at Santa Clara Law campus. This year’s theme will cover Intensifying Sports Law Issues: Concussions, Steroids, Labor Strife and the Use of Player Images. You can visit their Symposium page by clicking HERE. Some of you may recall that DeMaurice Smith, Executive Director of the NFLPA, was invited to speak at last year’s Symposium but turned out to be a no-show (for “personal reasons” – you can read that post from last year by clicking HERE). Well, John Hogan and a few other attorneys are also attending this conference with questions in hand on behalf of the retired football players that Mr. Smith is supposed to be representing. Wonder if he’ll have another excuse not to show up again this year? Great example for the current players, DeMaurice: If you don’t like the team you’re playing against, just don’t show up… Guess that’s why they pay you the big bucks.
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Meanwhile, John has taken more time to look over the new CBA and has additional observations to report while in mid-flight. It’s interesting that with so many experts and big mouths over at the NFLPA, the silence is absolutely deafening as we continue to miss one deadline after another on providing more clarification and details on key issues that matter to retired players issues. Here are John’s latest findings:
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I’m on the plane just entering California airspace now. It will be interesting to see if De Smith shows up at the Symposium this year.
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I’ve finally had a chance to read the new CBA disability provisions in greater detail and the best way I can sum them up is that if you haven’t been screwed yet, you might be OK. If you’ve already been screwed, there are no remedial provisions.
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I do not understand the new neuro-cognitive disability benefit or who they expect it will help. You have to be vested; you CAN’T be on LoD or Total-and-Permanent AND you have to be under 55! I guess it might be available for some guys who are still working but who can work with a cognitive impairment? (Other than as a fiduciary of the Plan and/or sitting on the Retirement Board? And even that was part-time work.)
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Also, as I have previously indicated, this $30,000 earnings provision will be more of a problem than a help. Do you realize that $30,000 per year equates to a full-time job at $15 per hour? How many guys who have been (or will be) denied disability because they supposedly could do some simple sedentary work would have been able to find an unskilled sedentary job that paid (or pays) that much? Will they continue to reject disability applications out of hand without finding out some information about the work? If a guy is working, but earning less than $30,000 – will they even process his application?
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John Jogan
Disability Attorney
Retired Football Players Advocate
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By John V. Hogan, Esq.

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The new CBA contains a provision that on its face appears to be of benefit to some retired NFL players receiving Total and Permanent disability benefits under the Bert Bell/Pete Rozelle NFL Player Retirement Plan. Article 61, Section 2 (a) (i) provides that a player will be permitted to receive up to $30,000 per year of earned (i.e. “work”) income without affecting his disability benefits. Presumably this was enacted to allow guys to be paid some appearance fees or earnings from card signings and other events without jeopardizing their “total disability” eligibility.
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INTRO: Disability Attorney John Hogan managed to make a little time in his crazy schedule to take a short review of the new CBA that was released earlier this week. (Click HERE to read the 318-page agreement.) Keep in mind that these are just some preliminary observations and I’m sure we’ll be hearing more detailed analysis from others in the weeks to come. But John’s notes will hopefully shed some light on a few issues that are relevant to retired players. More to come…
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John Hogan - Disability Attorney

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I’ve been asked numerous times in the past few days about the new CBA. I have been too busy to properly study it and give as thorough an analysis as I would like. However, having glanced at the disability provisions of the new CBA a couple of times, I do have a few thoughts:
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EDITOR’S NOTE: Author Irv Muchnick has been covering the big picture on concussions in sports and its broader effects on society in general. In following up with our most recent posts and debates with insiders from the NFLPA on their role in Disability Benefits – or lack thereof – we’re presenting three of Irv’s current posts.
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Posted with the express consent of Irv Muchnick:
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Sports Concussion Crisis a Culture-Wide Problem – Maybe a Post-Ideological One, Too

August 8‚ 2011
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by Irvin Muchnick
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Writing in The Nation’s special August 15-22 sports issue, currently on newsstands, recently retired Denver Broncos wide receiver turned social critic Nate Jackson reflects on the football concussion crisis. Jackson is short on specifics and long on the banal (“But at what price comes the glory?”). Jackson also makes regrettable separation from the essential theme: traumatic brain injuries are not the same as blown-out knees; the National Football League’s commerce-first values inculcate amateur sports, as well; and the depth and breadth of the resulting societal fallout far exceed the public’s current perception.
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EDITOR’S NOTE: On Friday afternoon, NFLPA Disability Board Representative Sam McCullum wrote back to disability attorney John Hogan as part of our heated discussion on retired players’ Disability Benefits and their rights under ERISA law. (Click HERE to go back to that earlier post and be sure to read all the comments that are still coming in on that post.) We’re posting both of their letters here to continue an open review of how disability decisions are currently being made for retired players and how ERISA guidelines are not being applied. This is a must-read for any of you who have applied or plan on applying for your earned Disability Benefits.
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And before a few of you go off on us again for bringing the ghost of Gene Upshaw back into this fray, this is a direct reference to his original quote from an interview with The Washington Post’s Micheal Leahy in 2008. All too many retired players (even the late Johnny Unitas) lost their benefits because of this long-standing misinterpretation of the law. And that, my friends, is NOT bitterness – it’s reciting History. Those who do not follow or understand History are bound to make the same mistakes over and over again.
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From Page 26: The Washington Post Magazine February 3, 2008) – Super Bowl Sunday

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Disability attorney John Hogan went through one more go-round with the NFL Disability Program for another older retired player recently (his name has been removed to protect the innocent). We’re posting the correspondence online so everyone can see the kind of insanity most of the older players end up going through. (And that’s only after you manage to navigate into their system.)
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You just can’t make this stuff up!
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We’ve posted a copy of the correspondence to Scribd for viewing and to make it downloadable. You can also click the Fullscreen button to enlarge it for easier navigation (hit the ESC key to close).
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This is the NFL Disability Plan
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