Legacy Benefits and Other Details

Aug 20, 2012

A year later, we’re still learning more about the Legacy Fund every day and most of it isn’t coming from the NFL or the NFLPA. Disability Attorney John Hogan recently came across the one retired player receiving disability benefits who actually also qualified for some Legacy Benefits. Will wonders never cease? We’re passing along John’s observations to keep retirees informed.
Also attached is a copy of another document that Dave received last week actually detailing the ins-and-outs of adding Medicare Prescription Benefits. Seems they’re better at communicating how to get on the government dole than sending better instructions for navigating their own benefits system and process. Unbelievable!
Here’s John Hogan’s latest information on the Legacy Fund first:
A lot of guys on NFL disability have been asking questions about whether they’re entitled to receive any additional benefit from the Legacy Fund. The simple answer appears to be that most will not. Unless a player had a long career AND the amount of his benefit credits PLUS the Legacy Fund benefits is greater than the monthly amount he receives on disability, will that player get an increase. The only case where I have seen this happen is where the player is on the lowest-paying classification of Total and Permanent Disability – formerly known as “Inactive” – and has had his benefit permanently reduced by 25% for taking a one-time early pension draw AND if that player had a lengthy career (i.e. – 12 years in one case).
Also, if the Legacy Benefit calculation comes to more than the amount of the monthly disability benefit, the player will only receive the additional difference – the total Legacy Benefit is not paid IN ADDITION TO the disability benefit.
And here’s a copy of the NFL’s instruction sheet on Medicare Prescription Plan. We’ve uploaded this 6-pager to Scribd for easy viewing and to make it downloadable for printing. You can also click the Enlarge icon in the lower right corner of the menu at the bottom of the viewing screen to go Full Screen for easier reading (just hit the ESC key to close):
NFL on Medicare & SSI

One Response so far | Have Your Say!

  1. Dave Pear
    August 20th, 2012 at 5:29 pm #

    Dave at Home

    John, thanks once again for enlightening us on this great Legacy Fund benefit that the older retired players are supposed to be receiving.

    Wait a minute – isn’t that supposed to be what our wonderful Union, the NFLPA, should be doing?

    Dave Pear

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