
You sure get to spend a lot of time thinking about a lot of things while you’re lying in a hospital bed recovering from surgery. I have to tell you that the good folks here at the Sunrise Assisted Living facility are making sure that my recovery stay has been absolutely first-class.
A few days ago, my disability attorney John Hogan, sent me a letter from one of his rehabilitation and employment specialists that provided an expert opinion on what being 80%+ disabled and needing accommodation for frequent rest breaks meant for someone’s employment prospects. (In a nutshell: Not good.) The opinion was based on the NFL’s “neutral” doctor’s report that had been generated way back in 1995 - just before the NFLPA’s review panel turned me down… again. Read that post and look at the documents by clicking HERE.
Anyway, John’s methodical approach prompted several discussions with my team about the history and process of my 25-year struggle to receive my full benefits from my union, the NFLPA. We decided it might be a good idea to summarize my case in one post so everyone can see the confusing and subjective process that most players are forced to navigate — before they get turned down. I say this because in most cases, the general result is that you’re ultimately going to get turned down. A scant few hundred players are actually receiving some form of their disability benefits from the NFLPA and the rest of us are left to try and survive on our own. And the few that have gotten in touch with us have all wished us the best of luck in our endeavors while also telling us that they don’t dare rock the boat for fear of incurring Gene Upshaw’s wrath and losing what little in benefits that they get.
I’ll start with my first application in 1983, after leaving football in 1981 with severe injuries. I went before the NFLPA Retirement Board in 1983 to apply for LOD Disability Benefits (Line-of-Duty). At that time, even the NFLPA’s appointed “neutral” physician had declared me to be 50 - 59% disabled and my injuries were a direct result of playing football. This clearly met the requirements to receive my benefits. The Board’s decision? Declined.



In 1992, I went before the California Workers’ Compensation and was declared to be 79% disabled.


So in 1995, I went ahead and re-applied to the NFLPA Retirement Board for T&P Disability Benefits (Total-and-Permanent). And this time, the NFLPA’s appointed “neutral” doctor declared me to be 80%+ disabled - with the need for frequent rest breaks. The Board’s decision? Declined. AGAIN.



Finally in 2004, my wife, Heidi, helped me apply for Social Security Disability, a very difficult qualification process as most people know. Social Security’s decision? Approved!




So here’s a quick overview of the NFLPA Retirement Board: It’s comprised of 6 people - 3 of them are retired players and 3 of them are owners or owners’ reps. The Commissioner is also given a “non-voting” seventh seat at the table. First of all, I know of few Boards - private or public - that have an even number of voting directors as this would create too many opportunities for deadlocked decisions. Unless, of course, the Board always manages to unanimously vote the same way (it’s called rubber-stamping).
But wait - there’s more. Remember the recent post from Jeff Nixon about superagent Tom Condon? (Read his post by clicking HERE.)

Condon retired from the game years ago after playing most of his career with the Kansas City Chiefs before retiring from the game in 1985 with New England. Since then, Condon has had a very successful career as one of the most successful sports agents in any major league sport, representing some of the biggest players and contracts in the NFL, including Peyton and Eli Manning. Jeff Nixon’s commentary talks about the $65 million contract that Condon negotiated for incoming rookie, Jake Long, and what it means for Condon. Aside from the fact that Condon also represents Gene Upshaw, take a guess at what else Tom Condon also happens to cram into his already-busy schedule? He’s one of the three sitting retired players on the Retirement Board who votes on who does or doesn’t receive benefits! (By the way, I recall that an attorney by the name of Larry Lamade from Akin Gump was allowed to sit in on my hearing as an advisor in 1995! And yes, Tom Condon was on the Board at my 1995 hearing just as he still is today, as far as I know.)
It probably won’t surprise most of you to know that there’s very little turnover on the Board. And to this day - in spite of numerous requests - I’ve never received written confirmation and details of my hearings and votes (anything I’ve ever received from The Groom Law Group or Akin Gump is always REDACTED anyway). So I don’t have any idea what their rationale has been for rejecting my application in 1983 and 1995, even with overwhelming documentation from my doctors AND their doctors. In fact, one time, I was told that I had provided them with too much documentation!
Currently, a group of retired players is drafting a set of proposed guidelines as a starting point to clean up the mess that’s been festering for so long. I’ve been told that among the many issues being addressed are processes to put checks and balances in place to avoid the potential - or the appearance - for conflicts of interest and corruption. Several of us have also discussed the need for elected directors and panelists, as well as outside auditors to ensure transparency, fair conduct and accountability. On the field, you’ve got referees on the field but in the boardrooms, it’s more obvious than ever that there’s been little adult supervision over at the NFLPA and its affiliates where it’s needed the most.